Private Medical Insurance

"I'm a Specialist Mortgage Advisor who can help your property dreams come true."

Ross McMillan

Blue Fish Mortgage Solutions

As a former estate agent of almost 15 years, I now use my vast experience, insider knowledge and access to dozens of lenders to help people like you:

Get in touch for a no-obligation chat about how I might be able to help you.


Some Buy to Let mortgages are not regulated by the Financial Conduct Authority.

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Should I consider private medical insurance?

Life can be full of surprises. 

You can’t be prepared for everything. You may have some insurance to support you financially if the unexpected happens, but have you considered how private medical insurance might offer you and your family the peace of mind you need if your health takes a turn for the worst?

A growing trend

According to data published by The Telegraph, close to half a million people have taken out private medical insurance over the past year, as NHS waiting lists hit record levels this autumn. According to government statistics almost 7.8 million people were waiting to start routine hospital treatment in September 2023.

Against this backdrop, it’s hardly a surprise that more people than ever are considering the benefits of private medical insurance including faster access to medical treatment for themselves and their families.

It’s not just speed of access, it’s also about the quality of care you receive, the flexibility of choosing where and when you would like to receive treatment, and the range of treatments, medicines, facilities and consultants available to you. Cost-restrictions in an already stretched NHS mean that not all breakthrough treatments are accessible. With private medical insurance you can sleep easy, safe in the knowledge that the very best care is available.

It’s more affordable than you think.  

Avoiding lengthy waits for treatment and quality of care are just two of the biggest attractions of taking a route which has traditionally been seen as too expensive for most. But through our specially selected health insurance partner we can help you find the right policy for your budget. If you already have private medical insurance, we may be able to find you cheaper premiums for your circumstances, and all with a free no obligation quote.

The pandemic provided a reminder to us all of just how precious good health is – and acted as a reset for many. Health became a priority, and continues to be so. Spending money on private medical insurance may not have previously been a priority but protecting you and your family over the long-term means a growing number of people are taking the time to consider a more proactive approach to getting the treatment they may need.

We love our NHS but we know the pressure it’s under
We have nothing but respect for the hard-working and talented individuals who make the NHS what it is. But we also know that the service that has given so much to so many is under unprecedented pressure. We also know that there is often a faster and better alternative.

We can make sure you get all the information you need to decide whether private health insurance is the right option for you.

Speak to an expert!

 Contact me, Ross McMillan, the owner of Blue Fish Mortgage Solutions today for expert advice and guidance on your unique mortgage and property needs. I will work with you one-on-one to help you find the right solution for your specific needs. With my expertise and industry connections, you can rest assured that you are in good hands when it comes to securing the financing you need for your property. 

How can private medical insurance can help you cope with cancer?  

Cancer impacts so many of us 

Cancer is a disease that leaves very few of us untouched. Statistics from Cancer Research UK suggest that as many as one in two people born after 1960 will be diagnosed with some form of the disease over the course of their lifetime.  

That’s the kind of statistic that makes you think. Little wonder that one of the most common questions clients ask is whether private medical insurance covers the disease. With soaring waiting times and the NHS stretched like never before, it’s one that has assumed ever greater importance. 

The simple answer is, yes. Private medical insurance can cover all types of cancer.  

What benefits can private medical insurance deliver?  

Private treatment for cancer can give you shorter waiting times, a choice of hospitals and access to a wider range of better medicines and treatments, some of which are unavailable on the NHS. Most importantly, it provides you with the peace of mind that if you were diagnosed with the disease, there’s a policy tailored for you to tackle it head on. It’s important to emphasise that private healthcare never competes with the NHS, one of the country’s most treasured institutions. Instead, they work hand-in-hand, with the level of integration between the two very much your choice.  

Prevention is always better than cure  

According to Cancer Research UK cancer risk statistics, around four in 10 UK cancer cases are preventable each year. That’s an extraordinary figure and one which illustrates why a range of varied health insurance policies do all they can to encourage people to live healthy lives and make better health choices. Whether that’s support for quitting smoking or discounted gym memberships, these policies are designed to put your health first.  

Early diagnosis can make a huge difference  

Cancer treatment has come a long way, with survival rates (people who live for five years or more) up to 90% for common forms of the disease, such as bowel, breast and ovarian cancer, if they are caught early. The range of tools available to you via your private health insurance are both enormous and impressive, making that early diagnosis far more likely. 


Treatment without delay 

Once a diagnosis has been made, it’s imperative for treatment to start as quickly as possible. One of the greatest benefits of any private medical insurance policy is the ability to skip NHS waiting times. Even small delays can have a big impact. Private medical insurance can also open up a world of treatment options, which may not ordinarily be available to you on the NHS. Some policies even include the option of home-delivered chemotherapy and, in the worst cases, palliative care at home too.  

Choosing the right policy  

There are a range of options – and we’re here to help you make the choice which best fits your circumstances and your future and we can make sure you get all the information you need to decide whether private medical insurance is the right option for you.

Interested in finding out more please just drop us an email on:

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